This privacy policy has been compiled to better serve those who are concerned with how their “Personally Identifiable Information” (PII) is being used online. PII is information that can be used on its own or with other information to identify, contact, or locate a single person, or to identify an individual in context. By visiting Rocket Loan, also referred to “our site”, you are accepting the practices described in this policy. Please read our privacy policy carefully to get a clear understanding of how we collect, use, protect or otherwise handle your Personally Identifiable Information in accordance with our website and app.
You may give us information about you by completing forms on our site, app, by allowing us to access your information on social media sites or by corresponding with us by phone, e-mail or otherwise. This includes information on app login, applying for a loan and activity on social media. The information you give us may include your name, current and previous address, e-mail, phone number, social networks data, financial information, personal status information, employment information, educational status, contacts and family information, applications and messages.
If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.
If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.
If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.
When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.
If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.
We use cookies for tracking purposes only. You can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies. You do this through your browser settings. Since browser is a little different, look at your browser’s Help Menu to learn the correct way to modify your cookies.
If you turn cookies off, some features will be disabled. That makes your site experience more efficient and may not function properly.
Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.
These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.
We may use the information we collect from you in the following ways:
The following information is collected/shared/transmitted whenever you use the app or visit our website:
Personal information：
When you use the app, we will ask you to enter some necessary personal information to identify your true identity and verify your credit score, etc. The purpose of doing so is to better identify and provide you with exclusive credit limits. At the same time, in order to protect your fund security, the information we need to collect includes but is not limited to: your name, bank card information, BVN number, your emergency contact number, your work situation, your address, etc. You can rest assured that we will not use this information for any non-compliant operations without your permission, nor will we provide it to third parties. We will upload it to a dedicated server: http://api.rocketloan.ccfor encryption protection
Location：
When you use the app, we will apply for permission to obtain your location and obtain your current location. The purpose of doing so is to ensure that you apply for a loan in a safe environment (within Nigeria), and also to protect your funds. Similarly, when you fill in the information and apply for a loan, we will once again request permission to obtain your location to ensure the safety of your funds. You can rest assured that we will not use this information for any non-compliant operations without your permission, nor will we provide it to third parties. We will upload it to a dedicated server:http://api.rocketloan.ccfor encryption protection
Camera:
When you use the app, we will ask you to grant us the permission to open the mobile phone camera (album), the purpose of the request is for you to better fill in your personal information, so that we can confirm that you are the person applying for a loan, and evaluate your credit score. This permission will only take effect when you fill in your personal information and take a photo. You can rest assured that without your permission, we will not use this information for any non-compliant operations or provide it to third parties. We will upload it to a dedicated server: http://api.rocketloan.ccfor encryption protection
Calendar:
We collect and use your calendar data.
Purpose: To remind users before they are due and to avoid a drop in their credit score due to overdue payments.
You can rest assured that without your permission, we will not use this information for any non-compliant operations or provide it to third parties. We will upload it to a dedicated server: http://api.rocketloan.cc for encryption protection
App list:
In order to ensure that your funds are truly safe, when you use our app to apply for a loan, we will request and access the data in your phone, collect and query whether there are malicious software or irregular apps that endanger your information security. If such software exists, it may affect your personal credit and loan progress. You can rest assured that without your permission, we will not use this information for any non-compliant operations or provide it to third parties. We will upload it to a dedicated server: http://api.rocketloan.cc for encryption protection
SMS Information:
We will collect your SMS permissions with your consent. The information collected includes the sender's content and the date it was sent. We also collect and process your mobile phone data, such as SMS logs. Your data will not be shared with any third party without your permission. We only screen out certain financial information that we can use to detect possible fraud or
illegal use of our services, which helps us identify the various accounts you hold and your cash flow patterns as a user, helping us to conduct a credit risk assessment, determine your risk profile and provide you with appropriate credit analysis. This allow you to obtain financial services from regulated financial entities and other service providers on the Platform. You may refuse or consent to the license, if you refuse to provide SMS permission, it will cause a lack of your SMS information and we will be unable to properly assess your risk and credit.You can rest assured that without your permission, we will not use this information for any non-compliant operations or provide it to third parties. We will upload it to a dedicated server: http://api.rocketloan.cc for encryption protection
Contact:
In order to ensure the safety of your and our funds, when you apply for a loan, we will ask you to fill in several contact information of your friends or family members to help you complete the loan process. You can rest assured that without your permission, we will not use this information for any non-compliant operations or provide it to third parties. We will upload it to a dedicated server: http://api.rocketloan.cc for encryption protection
Device：
We will obtain your device information. Collect and monitor specific information about your device including your device name, model, region and language settings, device identification code, device hardware and software information, status, usage habits, unique device identifiers like IMEI and serial number to uniquely identify the device and ensure that unauthorized devices are not to act on your behalf to prevent frauds.This will help us to identify your user portrait and preferences and to recommend the suitable products.You can rest assured that without your permission, we will not use this information for any non-compliant operations or provide it to third parties. We will upload it to a dedicated server: http://api.rocketloan.cc for encryption protection
We collect information from the device when you download and install the App and explicitly seek permissions from YOU to get the required information from the device.
The information we collect from your device includes the unique ID i.e. IMEI number, GAID (Google Advertising ID), IP, information on operating system, call logs, SDK version and mobile network information including carrier name, SIM Serial and SIM Slot, your profile information, list of installed apps, wi-fi information.
We collect information about your device to provide automatic updates and additional security so that your account is not used in other people’s devices. In addition, the information provides us valuable feedback on your identity as a device holder as well as your device behaviour, thereby allowing us to improve our services and provide an enhanced customized user experience to you.
If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.
For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.
If you have an account on this site or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.
Visitor comments may be checked through an automated spam detection service. We do not sell, trade, or otherwise transfer to outside parties your Personally Identifiable Information unless we provide users with advance notice.
We collect information from you when you enter it on our site or our app.
Your personal information is contained behind secured networks and is only accessible by a limited number of persons who have special access rights to such systems, and are required to keep the information confidential. In addition, all sensitive/credit information you supply is encrypted via Secure Socket Layer (SSL) technology. We implement a variety of security measures when a user asks for a loan, submits data, or accesses their information to maintain the safety of your personal information. All transactions are processed through a gateway provider and are not stored or processed on our servers.
We do not sell, trade, or otherwise transfer to outside parties your Personally Identifiable Information unless we provide users with advance notice. This does not include website hosting partners and other parties who assist us in operating our website, conducting our business, or serving our users, so long as those parties agree to keep this information confidential. We may also release information when it’s release is appropriate to comply with the law, enforce our site policies, or protect ours or others’ rights, property or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.
If there are any questions regarding this privacy policy, you may contact us using the website form or using the information below.
Email: rocketloan074@gmail.com